A loan of $350 helped a member to invest in expanding her business.


Agapita's Group's story

Agapita O. is from Barangay 5, Tangub City. She is 50 years old and is the group leader of a two-member group loan offered by GDMPC. While each member of the group receives an individual loan, they are both responsible for paying back the loan of their fellow group member if they are delinquent or default.

Agapita is married and has four adult children. She owns and operates a general store, selling a variety of different products like, shampoo, soap, coffee, noodles, eggs, salt, etc., in the local community. She has been engaged in her business for over twenty years and earns approximately 20,000 PHP a month.

In 2009, Agapita joined GDMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from GDMPC.

Agapita is requesting a new loan of 8,000 PHP which will be used to invest in expanding her business. This loan will be her second from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.


About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Agapita, Flordeliza



Loan details


Lenders and lending teams



Loan details