A loan of $700 helped to buy merchandise and a metal mat to add elegance and security to his business.

Vladimir Enrique's story

Vladimir Enrique F. Vásquez is 33 years old. He lives in the neighborhood called '7th of April' of the city of Barranquilla, with his wife and 2 children ages 6 and 3. He has a Store and bakery that he began a little over a year ago in a very informal way, when he worked as an employee of a bakery. He started by selling ricecakes to his neighbors, an activity that his wife carried out of their house while he worked as a baker. This business was growing and he added new products such as oil, grains and provisions according to the demand of his initial domestic market. Today he has a well stocked store and bakery, to which he dedicates a great part of his time. He also teaches music, which generates additional income. With his 6 years of experience as a baker, he makes delicious tidbits from the left-over wheat flour, which he also sells in his business. Currently he requests a credit by value of 1,300,000 Columbian pesos (about $700 US) to buy merchandise and a metal mat to add elegance and greater security to his business. Vladimir is a versatile man, His dream for the future is that his children become professionals. His main goal is to expand his business, to remodel it and to diversify. He wants to add products like an ice cream parlor.

Vladimir has already resolved many difficulties, such as in times in which collecting credit accounts is slow, but he also has many profitable clients that pay cash. He always relies on them and lives in a neighborhood of very popular, happy, and honest people where there is a very important commercial movement that favors his commercial activity.

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Translated from Spanish by Kiva volunteer B Brown

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