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Ruth has a bar and restaurant where she sells drinks and Nigerian cooked foods. Her customers love her cooked foods and she has high patronage. She loves her business because of the one-on-one interaction that she has with her customers.

Ruth is married with six children and she is 40 years old. Her husband is a civil servant and he also supports their home. She has been in this business for two years. She hopes to grow her business. She is requesting a loan of 30,000 Nigerian naira to purchase more drinks and foodstuffs to cook and sell. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 144
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 148.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ruth to purchase more drinks and foodstuffs to cook and sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 16, 2010
Currency Exchange Loss:
Jan 7, 2011