A loan of $4,450 helped a member margarita needs the loan to set up the school store. She will buy sugar, cookies, and flour, etc.


Warmicuna Llanqanchis Group's story

The Warmicuna Llanqanchis Communal Bank is currently in their ninth cycle. The members’ meetings are held once a month in the offices of the Asociación Arariwa in the Anta province. The communal bank is comprised of 15 hard-working and entrepreneurial people who are looking every minute for the opportunities to get ahead. With their daily efforts they look to give their children a better future. It is a communal bank whose members live in the cities of Cusco and Izcuchaca. Cusco is a city known for its archaeological sites, its Historical Center, its landscapes, and its history for being one of the most enchanting cities in the southern part of the country. Examples of some of their economic activities are selling jewelry, selling sweets, selling produce, selling vegetables, selling trees, selling food, selling small animals, and selling braids and tassels. Some offer services like laundry and teaching. The communal bank has operated for several cycles. The members say that they are happy and satisfied with the loan services, the savings, and the training. An ongoing valuable aspect of the communal bank is the service offered of group savings, which allows for the possibility of building up capital. Margarita is part of the Warmicuna Llanqanchis Communal Bank. She is 50, and she lives in the city of Izuchaca. She has five children, and four of them are independent. Her last child, Alejandro is still dependent upon her. Margarita tells us that she sells chickens. She sells her animals every Sunday at the Izuchaca Sunday fair. She raises chickens and guinea pigs to make “Chiricucho” (The most famous dish in Cusco is Chiriuchu, which means cold chili pepper. It is a dish maD. from chicken, guinea pig, blood sausage, seaweed, toasted corn kernels, tortilla, cheese and other ingredients. It is prepared for the holidays in Cusco.) She has been in the business for three years, and it has gone very well for her thanks to the effort she puts into her work. During the school season Margarita tends the school store at the Agustin Gamarra School. She sells sweets, cookies, desserts, and food. She needs the loan to set up the school store. She wishes to buy sugar, cookies, and flour, etc. The members are grateful for the opportunity of the loan, and they promise to make their payments on the established timeline.

In this group: Teodora, Evangelina, Hilda, Rosa Maria, Elsa Gregoria, Amador, Nadia Berna Del Rosario, Luciana, Florencia, Leonarda Isabel, Miguel Angel, Ruth, Margarita, Bibiana, Benedicta
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish



Loan details


Lenders and lending teams



Loan details