A loan helped to buy sand, cement, bricks, pipes to build a new toilet.


Pha's story

Mrs Pha is 43 years old and married. She lives in Hau Lau distrcit, near the sea. She has had a service business laying bricks. But the income is just enough to cover the living cost and pay tuition for her kids.

She dreams of having a hygienic toilet for her family to mitigate the health risk. Now, she is asking for a loan to buy sand, cement, bricks, pipes to build a new toilet.

This is her first loan with Kiva and Thanh Hoa MFI. In the future, she hopes for her family to be healthy, for her business to do well.


This loan is special because:

It provides access to clean drinking water and improved sanitation facilities.



Loan details


Lenders and lending teams




Loan details