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Cyrillia B. has a husband who is an automobile mechanic and three children — all of them in primary school. For the past five years Cyrillia has sold hair products along Bojon street — a busy street in the city of Bo. After completing high school and desperately looking for a job to no avail, she resorted to starting a business. She wants a loan to buy the latest hair products to meet her customers' needs. She hopes to use the profit from her business to educate her children up to university level and also to buy a piece of land.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,798.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Cyrillia to buy hair products to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 10, 2010
Mar 15, 2010
Currency Exchange Loss:
Dec 15, 2010