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Gulzaran's Group
In this Group: Gulzaran , Zarina , Jamila , Rehana
Gulzaran is 35-yrear old woman, married with five children. She lives in a city named Pakpattan, in Pakistan. Pakpattan city is famous for its shrines.

Gulzaran is a very hardworking lady and values the hard working people. She packs the salt in salt bags and earns income. She collects the order from retailer who paid her Pak Rs. 5000 per month. Her income allows her to pay the education expenses of her children. Her family members and the people in community respect her a lot.

Her husband name is M. A. who deals with vegetables. He purchased the seasonal vegetables from vegetable markets and sells to the required customers and earns income. They both save a part of their income for their kids’ future.

This is the third loan Gulzaran has had with Asasah (a microfinance institute of Pakistan). She will be used to buy vegetables to enhance her husband’s vegetable selling business.

She has three other ladies in her loan group. Zarina wants a loan to buy animals (goats) for her animal selling business. Jamila wants a loan to buy vegetables to resell. Rehana baji wants a loan to buy fertilizer to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 265
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 84.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulzaran's Group's $900 loan helped a member to buy vegetables for selling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 1, 2010
Mar 30, 2010
Currency Exchange Loss:
Feb 15, 2011