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Azran's Group
In this Group: Azran , Muniran , Imtiaz , Haleema , Noor Bhari , Zikran
Azran is 22 years old and extremely vigorous in her work. She wakes up in the early hours and finishes her domestic chores, then she goes to attend to her grocery store that she has been managing for the last five years.

She has given birth to two children: one son and one daughter, both of whom are students. The circumstances have made her mature at an early age. She understands her responsibilities and started performing them accordingly. Her husband completed his education through 8th standard and then started helping his father in his wheat grinding business. Then he later adapted this work as his own profession. Their incomes help meet the expenses.

Her grocery store is located in a competitive environment and she needs to increase the products to manage the customer base and to improve sales. For this reason she has requested a loan of Pak Rs. 15,000.

She has five other ladies in her loan group. Muniran baji wants a loan to buy groceries for her grocery shop. Imtiaz baji, Haleema baji, Noor bhari baji and ZIkran baji each want a loan to buy fertilizer to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azran's Group's $850 loan helped a member to buy merchandise for grocery store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 1, 2010
Mar 24, 2010
Currency Exchange Loss:
Feb 15, 2011