She started her small business with her own funds, received from her husband before the divorce. For the past 23 years, she has been selling chickens to hotels, snack bars and restaurants in town. With the credit loan from Hekima MFI, she would like to increase her turnover by purchasing 45 chickens.
In the future she plans to diversify and develop other activities by getting supplies in large commercial centres such as Dubai, Kampala, etc. She thanks Hekima for the credit loans she has been granted without having any collateral, because they have allowed her to take care of her children’s needs.
This group is made up of 14 members. On the picture, there are seven standing women, and seven men who are crouching.
Elle a commencé son petit commerce avec son fonds propre Reçu de son mari avant leur divorce. Son Busines est de fournir des poules aux hotels, snack bars et restaurants de la ville. il y a 23 ans qu’elle exerce cette activité de vente des poules. Avec le crédit de l’IMF Hekima, Elle souhaite augmenter son chiffre d’affaire en achetant 45 poules. Dans l’avenir, elle planifie de varier et de développer d’autres d’activités en s’approvisionnant dans de grands centres commerciaux comme Dubai, Kampala, etc.
Elle rémércie l’IMF Hekima pour les crédits qu’elle recoit sans aucune garantie materielle car grace a ces credits elle parvient a subvenir aux besoins de ses enfants.
Ce groupe est composé des 14 membres. Il sied d'indiquer sur la ptoto 7 femmes sont debout et 7 hommes sont assis.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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