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Abigaël Plus Group
In this Group: Bernadette, Pétronie, Semeli, Belthecha, Séverine, Christine*, Charlie, Pierette, Charlotte, Julienne, Véronique*, Lens, Agnès, Jolie, Thérèse*, Gisèle, Mado, Adrien, Marceline*, Germaine, Makengo, Rachidi, Joséphine, Béatrice, Jethro, Freddy, Adèle, Mamie, Christine, Fideline, Cécile, Dieudonné, Kindu , Patience, Dénise, Patience, Marie, Matondo, Théthé
* not pictured
Bernadette M. is the director of the group “Abigaël Plus” made up of thirty-nine members firmly united to receive loans from the MFI (micro-finance institution) HOPE RDC in order to develop their businesses.

Bernadette’s main business is selling clothes and pairs of shoes in a market to the west of Kinshasa. Since 1990 she has acquired solid experience in her area and works hard with good management skills in order to realize her dream of one day opening a clothes shop.

Bernadette would also like to achieve financial independence through her business that earns her $160 per month. She works to the best of her abilities and uses her contacts so that she might achieve her goals.

Bernadette is a trustworthy client of the MFI HOPE RDC, having six times obtained and correctly repaid loans. She will increase her stock of products with her next loan by buying clothes and pairs of shoes and reselling them at a profit.

45 years old, Bernadette is married and has five children whose ages vary between 5 and 15 years old. All of them go to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Abigaël Plus Group's $4,400 loan helped a member to buy more clothes and shoes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 4, 2010
Mar 23, 2010
Currency Exchange Loss:
Aug 15, 2010