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Pablo Vidal
Pablo M. is 43 years old, and lives in a peri-urban area in Paraíso de Guayaquil. His home is made of cement and has all the basic services. His wife sells clothing and they have 3 children, all are students in private schools.

Pablo for 18 years has had a pharmacy. He began as a street vendor selling medicine, and with the help of his parents he was able to have his own stall, the name of the pharmacy was “droguería” (drugstore-this name is commonly used for pharmacies in Latin America).

Now he has one of the biggest pharmacies in all of the Paraíso area. He has 2 employees that help him sell the medicines. He works from 6 a.m. until 11 p.m. every day. Delinquency is one of the biggest problems that he has.

With the loan he wants to buy medicines and products for the laboratory and that way expand his pharmacy. In the future he wants to be a distributor for medicines in all of Guayaquil.

View original language description ↓
Pablo M. de 43 años, vive en una zona periurbana en el Paraíso de Guayaquil, su casa es de cemento y cuenta con todos los servicios básicos, su esposa vende ropa. Ellos tienen 3 hijos todos estudiantes de escuelas particulares.

Pablo hace 18 años ya tiene la farmacia inicio como vendedor ambulante de medicinas y con ayuda de sus padres pudo tener su propio local el primer nombre de la farmacia fue “droguería” (este nombre es común para las farmacias en Latinoamérica).

Ahora el tiene una de las más grandes farmacias en todo el sector de Paraíso. Tiene dos empleados que le ayudan a vender los medicamentos. Trabaja desde las 06h00 hasta las 23h00 todos los días. La delincuencia es uno de los mayores inconvenientes que tiene.

Con el préstamo quiere comprar medicinas y productos para laboratorio y así incrementar su farmacia. En el futuro quiere ser distribuidor de medicinas en todo Guayaquil.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pablo Vidal to buy medicines, products for laboratories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 16, 2010
Currency Exchange Loss:
Apr 15, 2011