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In 2005, Jenny S. joined ASHI (Ahon sa Hirap, Inc. which means "To rise up from poverty”), a micro-finance institute and Kiva partner in the Philippines. When she received her previous loans, she invested the money in selling of RTW (ready-to-wear-clothes), and soon hopes to expand the business with more stock.

Now on her 6th loan, Jenny requested PHP 25,000 to purchase an inventory of clothes, including jeans, shorts, and other supplies. She is optimistic that her business will grow because she already has regular customers requesting orders from her.

Jenny dreams of having a space in the market where she can sell her products. She also dreams of building a durable, concrete house and having a successful businesses that can provide them with a good life that is far away from poverty.

With the support of ASHI and Kiva, Jenny is hopeful that her expanded business will continue to flourish to improve the family’s quality of life and fund all of her children’s college education.

About ASHI
Ahon sa Hirap Inc. (ASHI) has the distinction of being the oldest existing replication of Grameen Bank Approach (GBA) to credit delivery to the bottom poor in the Philippines. With its outstanding achievements over the years, it has become one of the role models in credit delivery to the poor in the country.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 45.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jenny to purchase jeans, shorts, and other supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 10, 2010
Mar 12, 2010
Currency Exchange Loss:
Oct 15, 2010