Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $500 helped to renovate the barber shop.


Ilham's story

Mr. Ilham is a low-income vulnerable person. He is 32, married with two
children, and lives in the village of Saatli town in the south-central flat area of Azerbaijan Republic in the Caucasus region.


Ilham rents a barber shop and has two employees. They serve clients and pay the master for the rent at the end of each month. There is a school season coming up, and as a rule all schoolchildren cut their hair before going to school. Ilham's barber shop isn't in good condition and needs to be renovated immediately. Ilham applied for a $500 loan from the Normicro Saatli branch. After getting the loan and renovating the shop, he plans to collect more customers and increase his daily income.


Loan details


Lenders and lending teams



Loan details