A loan of $1,975 helped a member merchandise, such as colognes and perfumes.


Jm Bari Group's story

This communal bank is called JM Bari and it is made up of 13 members from the city of Linares. They work in arts and crafts businesses such as crafting of dolls made of wood, straw, and cloth, and also sales of vegetables, gold and silver jewelry, lingerie, books, and miscellaneous goods.

The interviewed member was Soledad, who is the president (in the photo, she is on the left in the 2nd row, wearing the purple sweatshirt). She sells natural perfumes, Indian-style clothing, candles, and handmade earrings. She will invest this loan in merchandise, such as colognes and perfumes.

Soledad says that after the earthquake catastrophe of February 27, her goals are to maintain her business and continue supporting her daughter. Her daughter is in the second year of university and is also a member of JM Bari. She makes jewelry of wood and horsehair. But Soledad says that most of all she wants to enjoy life with her loved ones.

Soledad also states that she is happy working with Fondo Esperanza because they value the dedication of their members. She also feels that the education courses in entrepreneurship they have given have motivated her greatly.

Linares is an important urban center in the Maule region in the center of Chile. This region produces much wine for export. In spite of the fact that the workforce has increased, the region continues to be, according to the last census, one of the poorest in the country. As a result of the earthquake, one of the group members lost a great part of her merchandise.

In this group: Soledad , Camila , Luis , Guillermina , Silvia , Daniela , Paula, Carolina , Patricia , María Magdalena , Teresa , Marcia , María Elizabeth

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Translated from Spanish by Kiva volunteer jeff hersk



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