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Ntungamo Tukore Group D, Kihihi
In this Group: Bernald, Edward, Winfred, Joy, Jenipher, James, Sharlon, Gloria, Ambrose, Fazila, Mary, Ruth
T. Bernald, shown at the top left and also in the group photo, is the leader of his lending group in Kihihi. He is 37 years old and married with nine children, the oldest being at the University and the others being in primary and secondary schools. He also takes care of four dependents.

Bernald is a businessman who has sold produce from Kyabiyorwa Upper Cell for thirty years. Some of his business challenges are the price fluctuations of agricultural products. He ensures that his produce is of good quality and hence wins more customers. His goal is to ensure that he gets his business to grow as well as have a good family.

With Bernald, once he does not have enough produce from his farm, he buys from other farmers to ensure that his customers remain with him. He needs a loan to be able to buy more produce to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 149
    View loans »
    Uganda Loans Fundraising
  • $33,625,325
    Funds lent in using Kiva
  • 2,039.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ntungamo Tukore Group D, Kihihi's $2,350 loan helped a member to buy more produce to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 1, 2010
Mar 11, 2010
Currency Exchange Loss:
Oct 16, 2010