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Somos Impacto 2006 Group
In this Group: Dina Ygnacia, Margarita, Reyna, Flor Maria, Herlinda, Felicia, Felix M, Sofia, Rosalinda, Marilu, Jesus
“Somos Impacto: 2006” (We Impact – 2006) is a Communal Bank that consists of eleven enthusiastic and enterprising members who have an affinity for converting their informal activities into small businesses. They have been working with EDAPROSPO – Prosperidad for four years.

Margarita has taken over the office of President. She is 51 years old, in a common law marriage, and has five children (ages 14, 17, 21, 23, and 25). For the past three years, she has been knitting macramé handbags. She started this business as a result of a high school course in handicrafts that she took several years ago in which she learned how to knit. She also started making things by hand because her sewing machine broke down. Margarita is happy to be working with one of her daughters and always learns about creating new models of handbags. Through the efforts of her daily work, she is able to help her husband since his earnings do not cover everything. Margarita’s greatest wish is to have a vending post at the market where she can sell her handbags. This recent loan will be used to buy materials for knitting.

All of the members are grateful for the support that has been provided and they commit to submitting their payments according to the established timelines.

View original language description ↓
“SOMOS IMPACTO: 2006”, es una alcancía comunal conformada por 11 miembros entusiastas y emprendedores, quienes tienen por afinidad realizar actividad informal dentro del comercio minorista, trabajan con EDAPROSPO- Prosperidad desD. hace 4 años.
Margarita asume el cargo D. presidenta, a sus 51 años, es conviviente, tiene 5 hijos D. 14, 17, 21, 23 y 25 años D. edad. DesD. hace 3 años se dedica al tejido D. bolsas D. macramé (carteras), se inicio en este negocio porque cuando estudiaba en el colegio hace muchos años llevo un curso D. manualidades en el cual le enseñaron a tejer, además también porque se malogro su maquina D. coser desD. entonces le agrada realizar esta labor en compañía D. una D. sus hijas y siempre se capacitan para sacar nuevos modelos D. bolsos, con el esfuerzo D. su labor diaria solo cubre para ayudar a su esposo, ya que lo que él gana no le alcanza. El gran sueño D. Margarita es tener un puesto en el mercado para realizar las ventas D. sus carteras, el reciente préstamo será destinado para L. compra D. materiales para tejer.
Todos nuestros socios agradecen el apoyo brindado D. los inversionistas y se comprometen a pagar en los plazos pactados.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $63,783,900
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Somos Impacto 2006 Group's $3,775 loan helped a member purchase knitting materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 5, 2010
Mar 12, 2010
Currency Exchange Loss:
Aug 15, 2010