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Rosibel Del Carmen
Mrs. Rosibel del Carmen V. C. is 41 years old. She lives in the San Ignacio neighborhood. Her husband works as a CPF, supporting her and covering household costs. They have two children who are 12 and 9 years old. She has spent more than 31 years working in agriculture.

In all the years she has worked in agriculture, the main problem she has faced has been drought due to the lack of rain and water in the area. Drought has caused a fall in the harvest's production. The couple began with the sowing of the pineapple and the pitahaya (dragon fruit) thanks to her father's inheritance. Included in their plans for the future are conservation projects for their land.

They are asking for a loan to invest in their land. They plan to buy vegetative material for new sowing, which will help the couple increase production of plants that are widely consumed. This will provide economic support for new investments or future sources of income.

Rosibel has had other loans with Afodenic and is a very responsible woman. The support you can give her benefits and supports her whole family.
View original language description ↓
La señora Rosibel del Carmen V. C., tiene la edad de 41 años vive en el Barrio San Ignacio, su esposo labora como CPF, apoyandole económicamente a los gastos del hogar, ellos tienen 2 hijos de las edades de 12 y 9 años de edad, ella se dedica desde hace 31 años a la agricultura.

En los años que han laborado en este rubro, los principales problemas que han enfrentado, ha sido la sequía por la escaces de lluvias y agua en la zona, esto ocaciona una caida en la producción de la cosecha, ellos comenzaron con la siembra de la piña y la pitahaya, gracias a una herencia de su padre y dentro de los planes que tiene para futuro, esta el realizar trabajos de conservación del suelo, ellos solicitan un prestamo para la inversión en sus tierras, en la compra de material vegetativo para nuevos siembros, esto les apoyara para la producción de nuevos siembros que se consumen en masa, apoyandoles económicamente para nuevas inversiones o fuentes de ingresos a futuro.

Ella ha tenido otros prestamos con Afodenic y es una mujer responsable que el apoyo que se le brinde, le servira de provecho y beneficio para toda su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,757,700
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosibel Del Carmen buying vegetative material for sowing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Feb 16, 2010
Mar 9, 2010
Currency Exchange Loss:
Jan 19, 2011