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Mary Ann
Mary Ann R. is 46 years old and lives in the town of Suay. She is married and has 2 school-aged children. To make a living, Mary Ann buys and sells fish. She has a small sugar cane plantation as well. When she and her husband, Jose, first started their fishing business, she did not have enough money for a boat. With the help of Project Dungganon, she was able to buy a boat, allowing the family to earn much more. Mary Ann has been engaged in this business for more than 22 years. From these activities, Mary Ann earns approximately PHP 10,000 a month.

In 2002, Mary Ann joined NWTF to gain access to financial services to help improve her living situation and ability to engage in business activities. She is now requesting a new loan of PHP 19,000, to invest in expanding her business. She needs to repair her fishing boat and to invest in her sugarcane plantation. The loan will be the 12th loan she has taken out \from NWTF. Mary Ann plans to use the additional revenue generated from the business to pay for her children's tuition fees and to repair her house.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than $1 a day to surpassing realities beyond their dreams. This is Project Dungganon.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 467
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Mary Ann to repair her fishing boat and plant sugarcane.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 16, 2011