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Anita A., 46, is making sure that her family has enough for their daily needs. She is married to Prudencio A. Jr., a company supervisor, and they are blessed with five children. She helps her husband support the family so that they can have a better life. She has been selling door-mats and rags for ten years. She also sells cosmetic products.

Anita has been a regular member of Center for Community Transformation* (CCT) for more than four years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Due to her good repayment performance with her previous loans, she has been able to borrow 15 times in CCT’s Cooperative. She is consistent in paying her dues because she used the money she borrowed as additional working capital for her business. She earns a profit of PHP 15,000 per month.

Now, with your help, she would like to apply for a PHP 50,000 loan. This will be used as additional capital to buy more raw materials for her expanding rag making business.

She dreams that her business will continue to sustain her family, especially the education of her children.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 346
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Anita to buy raw materials for her rag making business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2010
Mar 8, 2010
Currency Exchange Loss:
Aug 15, 2010