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Salapateh Group
In this Group: Rugiatu, Ramatu , Memunatu, Isatu, Aminata
Rugiatu B., who is pictured on the right in the back row, is the leader of this group who call themselves 'Salapateh' and come from the small town of Waterloo, near Freetown, where 'Shine on Sierra Leone' has partnered with SMT to start a branch. These women have applied for a loan of SLL 3,400,000 from Kiva lenders in order to further boost their businesses. As such, they will be able to attract many customers, make more sales, and consequently improve their living conditions.

Born in Port Loko, northern Sierra Leone, the 48-year-old Rugiatu is married to an Imam and they have nine children – five in secondary school, one in primary school. The rest are now grown-ups and on their own. Since childhood, Rugiatu has been a businesswoman. Currently, she sells palm oil (the most popular cooking oil), rice, foofoo (food made out of cassava roots), bananas, 'gari' (junk food also made out of cassava roots) and as many more locally produced items as she can lay hands on. With her share of this loan (SLL 800,0000), Rugiatu will buy locally produced goods like the ones mentioned above and any other lucrative locally produced goods available in the market.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,849.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Salapateh Group's $900 loan helped a member buy palm oil, rice, foofoo, bananas, 'gari' and many more locally produced items.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 3, 2010
Mar 9, 2010
Currency Exchange Loss:
Dec 15, 2010