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Charity works hard to make sure her home is not lacking. With her last Kiva loan, she stocked her shop with more foodstuffs, like groundnut oil, palm oil, smoked fish, Maggi cubes (bouillon), etc. This has improved her business and her profit. Getting more goods attracted more customers to her shop and she has been able to satisfy the growing demand of her numerous customers.

She hopes to further improve and expand her business. She is asking for a loan of 100,000 Nigerian naira to purchase more foodstuffs to sell.

Charity lives in Lagos, is married to a commercial driver and has three children. She thanks all lenders for their financial empowerment.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 0
    View loans »
    Nigeria Loans Fundraising
  • $6,385,100
    Funds lent in using Kiva
  • 150.2
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Charity to purchase more foodstuffs to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Mar 8, 2010
Currency Exchange Loss:
Dec 10, 2010