A loan of $3,000 helped a member buy short dresses.

Santa Rosa Group's story

The Santa Rosa Communal Bank is comprised of 11 people who have been members for one year and four months. During that time they have demonstrated responsibility and teamwork. Even though they each have different objectives, they are characterized as being tenacious people. We take this opportunity to get to know Amalia and Rebeca.

Amalia works helping her aunt in her business of renting clothes for social events like weddings, celebrating 15th birthdays, and promotions for schools, institutes and universities. She has done this for four years. During that time the business has changed a lot. In the beginning their merchandise consisted of 25 dresses and 30 suits. That was all they had. The effort that she put into this business, along with her aunt’s effort, made the business grow a bit. It was not easy to do because in this business the merchandise is updated every so often. We are talking about at least four months, depending on the style or the customer’s preferences. The loans that she received helped her to invest in the shoes and accessories that she needed. With this work Amalia helps her life partner with the family expenses. It is the responsibility that they both have to raise and educate their three children. The children are 14, 13, and 11. They go to school. Currently, her merchandise has risen to 250 outfits for men, women, and children and 40 pairs of shoes. School season is approaching, and Amalia needs to register her children and buy them school uniforms and school supplies. At times she does not have enough money. That is why she now needs the loan to buy school supplies with half of the loan. She will use the rest of the money to buy short dresses that correspond to the season we are in (summer).

Rebeca has also been involved in the business of renting outfits. She has done this for one and a half years. She is 32 years old, and she is the single mother of a seven year old daughter. This was her motivation for deciding to work this way. First she started selling food in a stand close to a market. She only did that for a year. She had to close because the income generated did not cover their necessities. Her current business of renting clothes is better for her. Of course, she has had some ups and downs, but the service Rebeca gives her customers has helped her keep her business. She improved and developed it until she had 300 outfits, 140 pairs of shoes, and purses. When she started she had 20 outfits and 15 pairs of shoes. She did it with the earnings she obtained and the loan she got. She will keep investing in merchandise in order to rent another stand. Rebeca’s objective is to give her little girl the best.

In this group: Jessica Leonidas, Larissa Marisela, Azucena Laura, Luis Alberto , Rodolfo Eusebio , Vilma Rebeca, Olga Iris , Rita Isabel, Crumaldina, Edi Amalia , Carmen Gladys *
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish

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