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Carlos José
Sr. R. U. is a truck driver who has his own vehicle for hauling construction materials. He provides this particular service to anyone who needs it. His children are grown, but they are taking care of and paying for the education of his two grandchildren.

With this loan, he will build a wall in his backyard in order to provide his family with security. His previous loans have been used to make improvements to his house. With the income he generates from providing transport services, Carlos is able to make his payments.

View original language description ↓
El señor R. U., es de oficio transportista, cuenta con un camión en el cual traslada materiales de construcción, brindando servicio de forma particular al que lo necesite, sus hijos son mayores de edad, pero tiene a su cuido dos nietos que está educando, con este préstamo construirá un muro en el patio de su casa, para darle seguridad a su familia. Con los prestamos que anteriormente ha solicitado viene realizando mejora a su casa y con el servicio de transporte viene realizando sus abonos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Carlos José build a security wall in his backyard.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Apr 1, 2010
Currency Exchange Loss:
May 15, 2011