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Florida Group
In this Group: Aracely Del Carmen , Rosa Argentina, Pablo Antonio
The Florida group is made up of three, hard-working, enterprising and tenacious people. One of them is Aracely del Carmen M. Martínez, who buys scrap for resale. This work made it possible for her to educate her three children, who are now all professionals.

The other group members are: Rosa Argentina López, who has a small shoe repair shop and Pablo Antonio R. C., who sells Avon products but who dreams with having a sports clothing store. They will invest in their respective businesses in order to expand them.
View original language description ↓
El grupo Florida está conformado por tres personas emprendedoras, trabajadoras y luchadoras una de ellas es Aracely del Carmen M. Martínez quien se dedica a la compra y venta de chatarra con lo cual le proporciono estudios a sus tres hijos que son profesionales. Ella invertira el credito en ampliar el negocio e invertir en mayores productos.

Los otros integrantes del grupo son Rosa Argentina López la cual tiene un pequeño taller de calzado y Pablo Antonio R. C. quien vende productos Avon pero sueño de el llegar a tener una tienda de ropa deportiva. Ellos invertirán en sus respectivos negocios para ampliarlos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 37
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Florida Group's $1,000 loan helped a member to buy scrap.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 26, 2010
Mar 11, 2010
Currency Exchange Loss:
Sep 15, 2010