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Concepción R. is from El Sauce and lives in the Cerro de Hule neighborhood where she has her small grocery store. She has had her store for 8 years and she stocks it with all the usual basic household items.

She has collaborated with Ceprodel for 3 years and has had 4 loans that she has always invested back into her business.

The loan requested now will be used to buy rice, sugar, beans, cooking oil, bread, etc. in order to meet customer demand, have higher income and provide a better standard of living for her two children.
View original language description ↓
La Sra. Concepción R. es originaria del municipio de El Sauce, habita en el barrio cerro de hule donde tiene ubicado su negocio el que consiste en una pequeña pulpería bien surtida de productos básicos para el hogar, la cual tiene ocho años de tenerla. Tiene tres años de trabajar con Ceprodel donde le han otorgado cuatro créditos los cuales los ha invertido siempre en su negocio. El crédito lo solicitó para la compra de arroz, azúcar, frijoles, aceite, pan, etc. con el objetivo de satisfacer la demanda de sus clientes y así poder obtener mayores ingresos para brindarles un mejor nivel de vida a sus dos hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 84
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Concepción to buy rice, sugar, beans, bread, cooking oil, snacks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Apr 1, 2010
Currency Exchange Loss:
Apr 15, 2011