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Sadita is a member of LAPO micro-finance; she borrows and repays on time. She is 48 years old and is married with five children.

Sadita sells groceries like sweets (candies), biscuits (cookies), tomato paste, soap, and baking items. She started the business six years ago and she likes doing the business as it gives her an opportunity to interact with customers.

Sadita opens her shop every day from Monday to Saturday and manages the business with the help of her children, especially when they are on holidays. She does this to make a living in Lagos State, Nigeria.

Sadita is asking for a loan of NGN 120,000 to purchase more groceries and baking items in bulk as this will enable her get a better discount and so earn more profit. She expresses her gratitude to all lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 163
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 149.3
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Sadita to purchase more groceries and baking items in bulk to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 8, 2010
Mar 5, 2010
Currency Exchange Loss:
Oct 28, 2010