A loan helped to buy farm inputs, such as fertilizer and seeds, to enable a repeat Kiva borrower who pays back her loan on time to grow more vegetables.


Clara's story

Clara is a hardworking farmer from a remote village in the Eldoret area of Kenya. Thanks to her daily efforts, she has managed to give her children a good start by providing them with a good-quality education.

Clara has a farm where she grows crops and raises livestock; she also earns some income from a personal business. She never had a formal education and is content with the farming lifestyle.

The Eldoret area is a favorable one for farming, so she is seeking a 70,000 KES loan through Kiva's field partner Juhudi Kilimo to buy farm inputs such as fertilizer and seeds to enable her to grow more vegetables, reap maximum profits, and increase her business.

Being a woman and accessing funds in Kenya, especially around Eldoret, is very challenging, but Clara feels relieved knowing there are institutions such as Kiva that help enterprising women like her. She is always working to improve her family’s living conditions, but her biggest dreams are to become independent and support her family by herself, to secure her children’s future, and to buy a home.

Clara is very thankful in advance for your contribution and understanding. This loan is going to greatly impact the livelihood of her family.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details