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Jose Enrique
Jose Enrique lives in the Talolinga neighborhood in the New Guinea municipality. He has worked with livestock since he was very small. His family is comprised of his wife, Elsa Maria, and their four children. Sandra is 16, and she is going to start her university studies. Derling is 15, and he is in high school. Dervin Yarel is in high school. Yarelis is the youngest; he is two years old. The older children and his wife help him with the field work.

Jose Enrique is requesting his first loan to buy dairy cows. This will be an instant source of income for his family, and it will allow him to improve the living conditions in his home. He is a very hard-working man with a lot of desire to improve. He hopes to receive a loan from Kiva to improve his family’s conditions. In he community he is considered to be a responsible and honest man with good moral values.
View original language description ↓
El señor Jose Enrique habitante de colonia Talolinga del municipio de Nueva Guinea, desde muy pequeño se ha dedicado a la actividad pecuaria, su familia esta conformada por su esposa Elsa Maria y 4 hijos, la mayor Sandra de 16 años de edad va iniciar sus estudios Universitarios, Derling de 15 años estudia secundaria, Dervin Yarel estudia la secundaria y Yarelis es la menor de 2 años de edad, sus hijos mayores y su esposa ayudan a realizar las actividades laborales del campo; Don Jose Enrique esta solicitando financiamiento de su primer credito para compra de vacas paridas, rubro que intantaneamente sera una fuente de ingreso para el nucleo familiar permitiendole mejorar sus condiciones de vida en su hogar, este señor es un hombre trabajador con muchos deseos de superacion, espera ser beneficiado con el fondo KIVA para lograr mejorar las condiciones de su familia, en su comunidad lo consideran ser hombre responsable, honesto y de buenos valores morales.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jose Enrique buy a dairy cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2010
Mar 6, 2010
Currency Exchange Loss:
Mar 15, 2012