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Mujeres Emprendedoras Group
In this Group: Circuncicion, Doris*, Carmela, Ana, Felicitas, Francisca, Delfina, Lucio, Celinda*, Leonarda, Paulina, Luz Delia, Jose Carlos*, Sonia Yesica, Yessenia, Maria Teresa, Marcelina, Ruben
* not pictured
This group belongs to the communal bank "Mujeres Emprendedoras" (Enterprising Women), located in the city of Cusco.

They are a group of 18 eager entrepreneurs, both men and women, who are intent on continuing to grow their businesses with the capital that is being provided through these means. All of them will use the loan to reinvest in their various businesses. One of the members, Marcelina, is 32, has 2 children and lives with a partner. This is the first time that she has been a member of Arariwa. She works in a pizzeria from 8am until 3pm; she helps in the kitchen to chop the ingredients that go on the pizza, and during the weekends she works in a nightclub bar in the city of Cusco checking people's coats and jackets. The loan she requests is to buy school supplies for her children. She tells us that her children have already returned to school and need to buy books, notebooks, and other school-related items.

Our members appreciate and value the loan granted through these means, and they are committed to making the payments on each of their debts according to the established schedule.

The members Doris, Celinda and José Carlos do not appear in the photograph because they asked permission of the board of the communal bank to be absent on the day of disbursement.
View original language description ↓
Nuestros socios pertenecen al banco comunal “Mujeres Emprendedoras”, ubicado en la ciudad del Cusco.

Nuestros socios son un grupo de 18 personas entre varones y mujeres, nuestros socios son personas emprendedoras y ansiosas de seguir creciendo más con el capital que mediante este medio se les otorga, todos ellos solicitan el préstamo para reinvertir en sus diferentes negocios.

Una de las socias, Marcelina tiene 32 años de edad, tiene dos hijos y es conviviente es la primera vez que esta perteneciendo a Arariwa, nuestra socia trabaja en una pizzería desde las 8:00 am hasta 3:00 pm, ella ayuda en la cocina a picar los ingredientes que entra en la pizza y los fines de semana trabaja en una discoteca de la ciudad del cusco en el área de ropería(guardas casacas, abrigos),el crédito que requiere es para comprar útiles escolares para sus hijos, ella nos cuenta que sus hijos ya empezaron a estudiar y tiene que comprar libros, cuadernos todo lo que se necesita para el colegio.

Nuestros socios agradecen y valoran el préstamo otorgado mediante este medio y se comprometen en cumplir con el pago total de sus deudas en el plazo establecido.
Los socios Doris, Celinda y José Carlos no aparecen en la foto porque pidieron permiso a la junta del banco comunal para no estar presentes el día del desembolso.

Los socios Doris, Celinda y José Carlos no aparecen en la foto porque pidieron permiso a la junta del banco comunal para no estar presentes el día del desembolso.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $63,756,075
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Emprendedoras Group's $4,025 loan helped a member the member Marcelina needs a loan to buy school supplies for her children.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 5, 2010
Currency Exchange Loss:
Aug 15, 2010