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Toyin, a hardworking and honest woman, lives in Ogbomoso, Oyo State, Nigeria, where she sells foodstuffs at retail prices. She loves this business, which she has been engaged in for many years, because of the one-on-one interaction that she has with her customers, and uses her experience to both retain her clientele and attract more customers.

Toyin, a 35-year-old married mother of three children, is now requesting a loan of NGN 50,000 to purchase more foodstuffs to sell, hoping to expand her business.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 0
    View loans »
    Nigeria Loans Fundraising
  • $6,385,100
    Funds lent in using Kiva
  • 149.6
    Nigeria Nairas (NGN) = $1 USD