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Myrzakmatova Gulnara's Group
In this Group: Gulnara, Roza, Nurgul, Kurmanbek
Gulnara M. is 54 years old. She is a widow and a single mother. Her daughter is 20 years old and she is studying in medical school in her third year. Gulnara does animal husbandry and farming since 1994. At this time she has two heads of large cattle and eight heads of small cattle. She is asking for a loan to buy three sheep for feeding. She also has a plot of land where she grows corn and wheat. She spends most of her time preparing for the spring sowing season.

Nurgul is 34 years old. She has an only daughter who is seven years old, she is studying in the first grade at the local school. Nurgul's main source of income is farming. She grows rice and sunflowers. She will use the loan to prepare the soil for sowing specifically by buying diesel fuel and saltpeter for enrichment of the soil in her allotment. This year she plans to sow rice.

Roza is 42 years old. She is married and raising two sons. They both go to school. Her husband works as a construction worker in the Uzgen region. They grow rice as does most of the population of Uzgen. She owns more than 40 sotok (around 1 acre) of land. She will use the loan to buy seeds.

Kurmanbek is the only man in this solidarity group. He is married and raises four children, all of them are girls from four to thirteen years of age. His wife works in the village as a cleaner and also travels to Russia during seasonal months for work. His family does farming and mainly grow rice, sunflower and barley. This time he plans to sow rice on his 25 sotok ( 0.6 acres) and barley on the 70 sotok (1.7 acres). He will use the loan for the sowing. He plans to do animal husbandry in the future.
View original language description ↓
Мырзакматовой Гульнаре 54 года. Она вдова и мать одиночка. Ее дочери 20 лет и учится на третьем курсе медицинского училища. Сама клиентка с 1994 года занимается животноводством и полеводством. В данное время у нее имеются 2 головы КРС и 8 голов МРС. Кредит запрашивается для закупа 3 овец для последующего откорма. Также у нее имеется земельный надел, где она выращивает кукурузу и пшеницу. Большая часть времени она тратит на подготовку к весеннему посеву.

Нургул 34 года. У нее есть единственная 7 летняя дочь, которая учится в 1 классе сельской школы. Основным ее источником дохода является полеводство. Она выращивает рис и подсолнух. Кредит будет использован для подготовки земли к посеву, а именно для закупа солярки и селитры для обогащения земельного надела. В этом году она собирается посеять рис.

Розе 42 года. Она замужем и воспитывает двоих сыновей. Оба учатся в школе. Ее супруг работает строителем по Узгенскому району. Они как и большинство населения Узгена выращивают рис. В собственности у нее есть более 40 соток земли. Кредит будет использован для закупа семян.

Курманбек является единственным мужчиной в этой группе солидарности. Он женат и воспитывает 4 детей, все девочки от 4 до 13 лет. Его супруга работает в селе уборщицей, а также в сезонные месяцы ездит на заработки в Россию. Семья клиента занимается полеводством, а именно выращиванием риса, подсолнуха и ячменя. На этот раз на 25 соток земли он собирается посеять рис, а на 70 соток ячмень. Кредит будет использован на этот посев. В перспективе он хочет заняться и животноводством.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 44.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Myrzakmatova Gulnara's Group's $800 loan helped a member to buy 3 sheep and seeds to sow rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 2, 2010
Mar 5, 2010
Currency Exchange Loss:
Apr 15, 2011