A loan of $400 helped to purchase additional products to sell.


Fiapaipai's story

Fiapaipai N. is 25 and married with 2 children (ages 10 and 13). She is starting a business venture, selling pancakes (fried flour pancakes flavored with lemon or coconut jam). Fiapaipai needs a loan of WST $1000 to purchase additional products to sell. She plans to use the earnings from her business (estimated to be 250 talas or US $104 per week) to improve/expand the business. In 2010, Fiapaipai joined SPBD. This is her 1st loan with SPBD. SPBD's loans are Fiapaipai's only access to capital because she was never able to qualify for a loan with traditional banks. The following social metrics for Fiapaipai N. are provided by SPBD*: Overall Social Metric Score: 1.5 out of 3 Level of Education: 1.3 out of 3 Level of total Household Income: 1.2 out of 3 Quality of Household Assets: 1.3 out of 3 *SPBD measures the living conditions of each of its borrowers to track her loan progress. The overall social metric score, provided by SPBD, is based upon a number of factors, such as the condition of the house/household assets, health, education, income level, and family reputation. A higher number represents a higher score. For example, a ""3 out of 3"" on education would mean that the borrower has graduated from university; a ""2 out of 3"" = secondary/high-school, and a ""1 out of 3"" would mean that the borrower is uneducated. For more information on this score, please see SPBD's partner page at: http://partners.kiva.org/about/aboutPartner?id=15 About SPBD In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD: http://www.kiva.org/community/viewTeam?team_id=8375



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