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Lorena Michele
Mrs. Lorena is separated and has 2 school-aged children. The separation, she says, has been very difficult for her and for her 2 children but she knows how to forge ahead, in spite of all the problems. Now, her principal objectives are her children and her work.

Her business activity is selling clothes, underwear, shoes and perfumes by catalog, in various places and offices, an activity that is the principal source of income for her and her family.

The loan will be used to buy merchandise which she offers at a discount. This is why she is soliciting financing -- to augment her income.

Mrs. Lorena is very grateful to Emprender and Kiva for their confidence in her and for providing the loan.
View original language description ↓

La Sra. Lorena esta separada y tiene dos hijos que se encuentran en edad escolar, la separacion cuenta que ha sido muy dificil para ella y para sus dos hijos pero supo salir adelante a pesar de todos los problemas y ahora su principal objetivo son sus hijos y su trabajo, tiene como actividad la venta de ropa, ropa interior, calzados y perfumes por catalogo, en distintos lugares y oficinas, actividad que es la principal fuente de ingreso para ellla y su familia.

El destino del credito sera para la compra de meraderia que le ofrecieron con descuento es por esta razon que solicita un financiamiento para aumentar su ingresos.

La Sra. Lorena esta muy agradecida con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Lorena Michele bUYING MERCHANDISE TO SELL.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Mar 3, 2010
Currency Exchange Loss:
Sep 15, 2011