A loan of $625 helped to raise and sell chickens.

Ticana Gaspar's story

Ticana Gaspar M. was born in Manhiça. She is 41 years old, married, and the mother of 5 children between 24 and 31 years old. 3 of her children attend university and the others are employed. She is responsible for her niece who lives with her in her house. She is not able to save any money because she has to pay for her children's university expenses; she has do to this as her husband lost his job after having problems at work.

Due to the lack of financial means, Ticana had to discontinue her studies in the 8th grade. Years later, she left Manhiça for Marracuene with her husband due to his job as Agriculture Director in that District where he governed for 5 years. Because Ticana had level of schooling that was deemed adequate, the administrator invited her to work as his secretary. However, he husband was transferred to the town of Namaacha on the border with Swaziland; she wasn't able to have a separate professional and family life, so she left her job. After she arrived in Namaacha, she used the money that she had collected to start a business raising baby chicks. She counts on the help of her husband, who is an expert agronomist. Besides this business, she is also the owner of a meal stand. The chicks require a lot of attention; she doesn't have a fixed schedule. She raises at most 5 boxes with 100 chicks each, spending 40,000 MZN. She resells each box for 100 MZN. She has raised them in different stages in order to alternate her sales. Her best product that she sells in her meal stand is already-cooked chicken. From her stand, she makes of monthly profit of 10,000 MZN.

This is Ticana's 3rd loan with Hluvuku and her second with Kiva. The first loan was for 15,000 MZN, which she used to buy chicks. The second loan of 12,000 MZN was used to reinforce her chick-raising business. She has asked for this third loan of 20,000 MZN for the same purpose. She is confident that she can pay off the loan before the deadline arrives, as she is also an employee of CMVN (Municipal Council) in addition to being a businesswoman.

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Translated from Portuguese by Kiva volunteer Erika Korowin

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