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Toyin sells drinks and foodstuffs. She buys in large quantity and sells retail. She does this business to make a living in Lagos State, Nigeria. She is 45 years old, a widow, and has three children. She hopes to expand the size of her business so she can make more sales and profit. She said this will enable her to train up her fatherless children.

Toyin is requesting a loan of NGN 70,000 to purchase more drinks and foodstuffs to sell. She promises to repay the loan promptly. She expresses her gratitude to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 156
    View loans »
    Nigeria Loans Fundraising
  • $6,517,150
    Funds lent in using Kiva
  • 150.8
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Toyin to purchase more drinks and foodstuffs to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 2, 2010
Mar 3, 2010
Currency Exchange Loss:
Oct 28, 2010