A loan of $1,100 helped a member to purchase additional products to sell.


Analiza's Group's story

Analiza O. is from the town of Masaya Sur, San Agustin. She is 42 years old and is the group leader of an eleven-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Analiza O. Group. Analiza is married and has three school-aged children. She owns and operates a general store, selling a variety of different products in the local community. She has been engaged in her business for over two years and earns approximately 5,000 PHP a month. In 2010, Analiza joined ASKI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a loan of 5,000 PHP which will be used to purchase additional products to sell. This loan will be her first from ASKI. Analiza plans to use the additional revenue generated from the business to improve and expand her business. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has twenty-one branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolk and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Analiza, Maura, Analyn, Verzosa, Editha, Ely, Emily, Mary Jane, Yolanda, Jovelyn, Joysie Ann
*not pictured



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