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Tashanova Umsun's Group
In this Group: Umsun, Lolahon, Mayramkan, Farida
This story comes to you from a small village located on the border of two countries: Kyrgyztan and Uzbekistan. During these difficult times several people have decided to come together for each other's support with one goal to make their lives better and to create new possibilities. They are receiving a loan at MCC MBF for the third time and have shown to be outstanding borrowers and good people.

Let's begin the introduction of the group members starting with the leader, as usual, who has brought everyone together.

Umsun is 50 years old, she is married and is raising two children - a son and a daughter. Her son is finishing his senior year in the secondary school, and her daughter is already a first year student in college majoring in foreign languages. Her husband works as a veterinarian in the village board. She is a Kyrgyz language teacher in the local school. Besides everything her family has a cattle breeding business, a vegetable sowing business and also a retail business selling household products and other goods from their home store. The loan will be used to buy a calf for growing.

Mayramkan is 47 years old, she is a mother of two children. They have a very large family business which includes animal husbandry and bird breeding, as well as production of milk and milk products. They started this business in 1990. At this time they have three milk cows, one horse, 50 chickens and fifteen sheep. They plan to use this loan to buy hay stock and fodder for the livestock.

Farida M. is 25 years old. She lives with her senior mother, brother and sister. Two older family members and now working in the Russian Federation. They send at least $300 every month. They are in agriculture and collect the harvest twice a year. For the first one they plan to sow potatoes and for the second one corn and sunflowers. The loan will be used to pay for the tractor services and to buy a couple of sheep for growing.

Lolahon is 43, she is a widow. She is raising a thirteen year old son by herself. Her dream is to give him the opportunity to get good education. She works as an accountant in the Gulbaar local board. The loan will be used to buy building materials (e.g. cement, limestone).
View original language description ↓
Это история пришла к вам из маленького села расположенного на границе двух стран: Кыргызстан и Узбекистан. В наши сложные времена несколько человек решили объединить свои усилия для поддержки друг друга, с целью улучшения своей жизни и создания новых возможностей. Они получают кредит в МБФ уже в третий раз, показали себя отличными заемщиками и хорошими людьми.

Начнем презентацию членов группы, как обычно с лидера, человека собравшего всех вместе.

Умсун 50 лет, замужем и воспитывает 2 детей: сына и дочьку. Сын учится в выпускном классе средней школы, а дочь уже студентка первого курса факультета иностранных языков. Ее супруг работает ветеринарным врачом в сельской управе. Сама же преподает кыргызский язык в местной школе. Кроме этого семья клиента занимается разведением скота, посевом сельхоз угодий, а также розничной реализацией товаров народного потребления с домашнего магазина. Кредит будет использован для закупа одного теленка-бычка для последужющего выращивания.

Майрамкан 47 лет, мать двоих детей. У них достаточно большой семейный бизнес, который включает животноводство и птицеводство, а также производство молока и молочных продуктов. Этим бизнесом они начали заниматься с 1990 года. В данное время у них есть 3 дойных коровы, 1 лошадь, 50 кур, 15 овец. На этот кредит они планируют купить сено и корма для живности.

Мурзаева Фариде 25 лет. Она проживает с матерью-пенсионеркой, братом и сестрой. Два старших члена семьи находятся на заработказ в РФ. Ежемесячно отсылают минимум 300 долларов. Они занимаются выращиванием сельхоз культур. В год получают по два урожая. Первым планируют посеить картофель, а на второй посеить кукурузу и подсолнух. Кредит будет использован для оплаты услуг тракториста, а также закуп пару овец для выращивания.

Лолахон, 43, вдова. В одиночестве воспитывает одного 13 летнего сына. Ее мечта дать ему возможность получить хорощее образование. Она работает бухгалтером в Гулбаарской сельской управе. Кредит будет использован для закупа строительных материалов (цемент, известь).

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 44.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tashanova Umsun's Group's $1,250 loan helped a member to buy one calf, hay, fodder, building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Mar 2, 2010
Currency Exchange Loss:
Jan 15, 2011