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Catalina C., 60, is making sure that her family has enough provisions for their daily needs. Married to Prudencio C., who is retired, they are blessed with four children who are living their lives independently. She makes sure that she helps her husband earn so that their family can have a better life. She has been selling newspapers for seven years.

Catalina has been a regular member of Center for Community Transformation* (CCT) for more than ten years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she has been able to borrow from CCT’s cooperative seven times. She is consistent in paying her dues because she used the money she borrowed as additional capital for her business. Her business makes a profit of PHP 15,000 per month.

With your help, she would now like to apply for a PHP 15,000 loan. This amount will be a source of additional capital for her expanding business and will be used to buy additional newspapers for her newspaper selling business.

She dreams that her business will grow large enough to supply the needs of her family.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 367
    View loans »
    Philippines Loans Fundraising
  • $70,797,850
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Catalina to buy additional newspapers for her newspaper selling business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 8, 2010
Mar 2, 2010
Currency Exchange Loss:
Aug 15, 2010