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Eden B., 48, is a single, hardworking mother of five children. She has been managing her own variety store for 10 years.

Eden has been a regular member of Center for Community Transformation* (CCT) for several months now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she has been able to borrow three times from the CCT Cooperative. She is consistent in paying her dues. She used the money she borrowed to buy added stocks for her store. She earns a profit of PHP 10,200 per month.

Now with your help, she would like to borrow PHP 8,000. She will use this money to her expanding business by buying assorted beverages.

She dreams that her business will grow and provide her family with a better standard of living.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 464
    View loans »
    Philippines Loans Fundraising
  • $69,650,875
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Eden buy assorted beverages.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 8, 2010
Mar 2, 2010
Currency Exchange Loss:
Jun 15, 2010