A loan of $225 helped to purchase additional products to sell.

Bernalyn's story

Bernalyn F. is from the village of Brgy. Bonfal Proper, Bayombong, Nueva Vizcaya. She is twenty-two years old. Bernalyn is married and has one infant child. To make a living, Bernalyn owns and operates a general store in the retail sector. While not the only means for generating revenue, the main source of income for her business comes primarily from selling food daily-use products in the local community. Bernalyn has been engaged in her business for over three years and earns approximately 6,000 PHP a month for these activities.

In 2010, Bernalyn joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Bernalyn is requesting a new loan of 10,000 PHP, which she will use to purchase additional products to sell. This will be Bernalyn's first loan from ASKI. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About ASKI:

ASKI is one of the most successful microfinance institutions in the Philippines. It has twenty-five branches covering the central and northeastern areas. Its clients are mostly farmers, fisherfolks, and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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