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Believe In God Iii Group
In this Group: Isatu, Isatu, Mahawa, Easther
This group of entrepreneurs named their group 'Believe In God III'. They are small-scale businesswomen based in Makeni city, in northern Sierra Leone. With this loan, they will be able to expand their businesses, make more profit, and consequently improving their families’ well-being.

Isatu K., pictured on the right, is the leader of this group. Isatu was born in Makeni about 45 years ago. She is married to a teacher and they have 5 children – 2 in secondary school and 3 in primary school. For quite a number of years now, Isatu has been selling 'gara lappers' (locally dyed clothes, sometimes with fabricated designs) and cakes. With her share of this loan, she will buy gara-lapper-making materials like ink, caustic soda, white cotton and pay experts to make designs on the cottons.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 3,852.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Believe In God Iii Group's $525 loan helped a member buy gara lapper making materials like ink, caustic soda, white cotton, and pay experts to make designs on the cottons.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Mar 10, 2010
Currency Exchange Loss:
Nov 15, 2010