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Rosi F. has been in business for more than 5 years now. When she first started her business, she did not have much equipment, but still managed to start with a little production. From the small amount of income she earned, she bought ingredients for her business, leaving her with only about $20 profit a week. With her years in business, she felt that she needed to increase her production in order for her to earn a good profit, but her problem was that she did not have enough equipment.

She joined SPBD and borrowed US$300 which she used to buy the biggest pot she could find for cooking her pork buns, and also a gas stove to replace the old kerosene stove that she didn’t like because it gave her buns a kerosene smell. She is now very happy with the improvements to her business and is now looking at expanding it by making banana chips to go together with her pork buns.

Rosi sells her products at their village primary school five days a week, and she is very favored by the students because she’s a very funny lady. She explained it’s her personality that’s marketing her business. She’s a sixty-year-old mother of three grown-up children, and her husband is an engineer. She is a very active lady who is willing to stay longer in the program.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 72
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosi to purchase additional cooking equipment and raw materials for the business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2007
Sep 13, 2007
Currency Exchange Loss:
Apr 23, 2009