A loan of $125 helped to purchase additional products to sell.


Lani's story

Lani O. is from the village of Tumpagon, Cagayan de Oro City. She is 32 years old. Lani is married and has 4 school-aged children. To make a living, Lani owns & operates a business venture in the retail sector running a sari-sari (variety) retail store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling daily use products such as shampoo, soap & toothpaste in the local community. Lani has been engaged in her business for over 4 years and earns approximately 3,000 PHP a month for these activities. In 2009, Lani joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Lani has successfully repaid a previous loan of 5,000 PHP from HSPFI. Lani is requesting a new loan of 5000 PHP which will be used to purchase additional products to sell. This loan will be the 2nd loan taken out by Lani from HSPFI. She plans to use the additional revenue generated from the business to support education of children. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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