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Mercedes Del Carmen
Mercedes del Carmen A. P. is 22, and she lives in the La Borgoña neighborhood. This is a neighborhood where the inhabitants have scant resources.

She has devoted herself to farming for 11 years. One of the main problems that she has encountered has been the drought that threatens the crops. She started working in this field thanks to her father, who supported her economically.

She now feels capable of asking for a loan to buy fertilizers and seeds to diversify the production. She also wants to open the door to new working businesses such as opening a clothing store.
View original language description ↓
La joven Mercedes del Carmen A. P., tiene la edad de 22 años y habita en el Barrio La Borgoña este es un barrio donde sus habitantes son personas de escasos recursos.

Ella se dedica a la agricultura desde hace 11 años y dentro de los principales problemas que se le han presentado ha sido sequía que amenaza con la cosecha, fue gracias a su padre quien le apoyo económicamente para comenzar sus dias en este rubro laboral, hoy en día ella se siente capaz de solicitar un prestamo para la compra de fertilizantes y semillas paara diversificar la produccion y abrirse paso a nuevos negocios laborales, tales como la apertura de un tienda de ropa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mercedes Del Carmen buy fertilizers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2010
Mar 1, 2010
Currency Exchange Loss:
Jun 15, 2011