A loan helped to buy dairy cows to increase her volume of milk sales to a dairy factory.

Turganbu's story

Turganbu is 63 years old, married, and has 6 children. Turganbu has a secondary education. As the main income for her family, she has been engaged breeding livestock and farming since 1975. Thanks to Turganbu’s hard work, and with her husband’s help of, today on her farm there are 10 cows, 50 sheep, and 5 horses. Turganbu has a contract to supply of organic milk to a local factory for further processing into dairy products. This allows Turganbu to continuously invest in her agricultural business. Having learned that she can get a loan from Bai Tushum Bank on the security of her contract for future delivery, within the product "Chain of Value Added," she applied for a loan of 150,000 KGS to purchase dairy cows to increase her herd and the volume of milk to sell. The factory’s payments for milk will be directly deposited to Turganbu’s bank account, and loan payments will be automatically deducted. The loan income will help Turganbu to further develop her farm and provide her children with a quality education.

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Translated from Russian by Kiva volunteer Ann Merrill.

This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Loan details

Lenders and lending teams

Loan details