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Mrs. Sulochana S. is 35 years old and lives in Sainbu-Bhaishipati. Sainbu-Bhaishipati is located in the Lalitpur district of Nepal. Most of the people in this area are engaged in agricultural farming. Mrs. S. lives together with her husband and two sons. Her husband, Tika Prasad S., is a broker who sells land. Her sons are in the 5th and 12th grades.

Mrs. S. opened her cosmetics shop five years ago. She wants to add other personal care products to her shop because the demand for these products is constantly increasing. Due to their economic conditions, however, she cannot invest in more capital for her business, so she is asking for her second loan of 20,000 NPR to buy more cosmetics for her shop. Mrs. S. spends her income on providing a good education for her children.

Additional Information

About BPW Patan

This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan is continuing to operate after the serious earthquake which took place in Nepal in April 2015. Given the difficult circumstances borrowers and partners face post-natural disasters, these loans may therefore carry additional risk. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.

About Nepal

  • $2,400
    Average annual income
  • 4
    View loans »
    Nepal Loans Fundraising
  • $609,150
    Funds lent in using Kiva
  • 74.2
    Nepal Rupees (NPR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sulochana to buy cosmetic products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Feb 27, 2010
Currency Exchange Loss:
Mar 26, 2011