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Vivian is 42 years old and married with four children. She lives with her family in the province of Rizal in the Philippines. Her husband, Ramil, works in the farming business. To supply additional income for her family, Vivian is expanding the family farming business, which has been in operation for almost nineteen years.

Vivian would like to receive a loan of 20,000 PHP to purchase raw materials, including corn seeds and fertilizer. Since 1999, Vivian has been a dedicated member of Ahon sa Hirap, Inc. (ASHI), a Kiva microfinance partner in the Philippines. She is thankful for access to capital and loans to support her entrepreneurial dreams. With the support of ASHI and Kiva, Vivian is hopeful that her expanded business will generate steady income to improve her financial stability and her family's quality of life. She hopes to diversify her revenue in the long term by launching additional business endeavors, including a tricycle and jeepney business.

About ASHI:

Ahon sa Hirap Inc. (ASHI) has the distinction of being the oldest existing replication of the Grameen Bank Approach (GBA) to credit delivery to the bottom poor in the Philippines. With its outstanding achievements over the years, it has become one of the role models in credit delivery to the poor in the country.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 344
    View loans »
    Philippines Loans Fundraising
  • $65,952,275
    Funds lent in using Kiva
  • 46.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Vivian to purchase raw materials including corn seeds and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2010
Feb 27, 2010
Currency Exchange Loss:
Apr 1, 2011