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Zamira Narmatova`s Group
In this Group: Mahbuba, Sanabar, Zamira, Ulanbek
Zamira is 50 years old. She has five daughters and one son. All her daughters are married and live separately. Her only son helps his father who is a welder. He makes metal doors in Nookat. They also have some land where they want to sow potatoes. It should be mentioned that Nookat is famous for its potatoes. This is her family's second source of income. Her husband wants to expand his business and run a big welding workshop.

Mahbuba, age 36, is a housewife. She has six children and most of them attend school. Her husband works in a local cement factory. He is a driver. This loan will be used to buy 1 milk cow, which will let them sell milk and milk products. The additional income will be very good for her family.

Sanabar is married with five children. Her husband is a farmer, and he is a member of a local agro cooperative. They also have land where they usually cultivate potatoes. Now, Sanabar and other family members are very busy because of the upcoming spring. This loan will used to buy fertilizer.

Ulanbek is 28 years old. He is married with one little daughter. She is only 10 months old. His wife works in a local school as a chemistry teacher. He resells livestock in Nookat. He is asking for the loan in order to increase his number of cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept: People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further), and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and the Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zamira Narmatova`s Group's $1,325 loan helped a member to buy potato seeds.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Feb 27, 2010
Currency Exchange Loss:
Nov 15, 2010