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Ngen S., age 39, is widowed and resides with her children in Kompong Chnang Province, Cambodia. She has a 15-year-old child. She is ina business of selling Cambodian traditional cakes and rents part of her land to a mobile company to install satellite, earning an income of $5 per day. By doing so, she is able to cover her family expenses, especially her child’s education. She has been with this job since 2005. S. is requesting a loan of $700 to purchase a plot of farmland to expand the agricultural products. This is her third loan from CREDIT, partnered Kiva.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ngen to buy a plot of farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 26, 2010
Currency Exchange Loss:
Sep 16, 2010