A loan helped to buy dairy cows so as to order to increase her volume of milk sales to a factory.


Nuriyla's story

Nuriyla is 37 years old, married and has children in school. Nuriyla has received secondary education. As a main source of income for her family she has been raising livestock and growing farm produce since 1998. Thanks to Nuriyla’s hard work and the help of her husband with the farm, at present she has eight cows as well as a land plot of 5.55 ha, where she grows beans.

Nurilya has a contract to supply organic milk to a local dairy factory for processing into dairy products. Having learned that in the Bai Tushum Bank she can receive a loan using her contract for future sales as a security, Nurilya has applied for a loan in the amount of 100,000 soms (KGS) to buy dairy cows, in order to increase the volume of her milk sales.

The factory’s payments for milk will be transferred directly to Nuriyla’s bank account, and payments for her loan will be automatically deducted. The revenues from this loan will help Nuriyla to keep developing her farm and provide quality education for her children.

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Translated from Russian by Kiva volunteer Katharina S.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



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Loan details